Samuel could cut -Unnecessary using of items, like too much light or electricity or cut off water time - Spend more time riding a bus than driving a car -Try not to buy too many luxurious items like new shoes or fancy watches -Try not to own too many appliances because of insurances or money -Settle on a house than a mansion, Mansions mortgage are way more than a regulars house mortgage Hopefully Samuel can decrease a lot of expenses by following these tips If you liked the answer click that button down there ↘️ To show some ❤️